If you’ve ever wished for a dessert that tastes like sweet summertime in a bowl, Millionaire Peach Salad is about to become your new obsession. Imagine creamy clouds of whipped topping mingling with tangy cream cheese, juicy peach filling, tiny marshmallows, and crunchy pecans — all swirled together into one dreamy, no-fuss treat! This vintage-inspired salad is a family favorite at potlucks, BBQs, and even as a last-minute weeknight dessert. It’s comforting, refreshing, and makes everyone feel like, well, a millionaire!

Ingredients You’ll Need
Each ingredient in this Millionaire Peach Salad brings something special to the table: creamy, fruity, fluffy, or crunchy. You don’t need fancy ingredients, just basic pantry staples that deliver richness, texture, and vibrant color to every scoop.
- Cream cheese (8 oz, softened): Acts as the rich, tangy base that helps everything hold together and taste ultra-decadent.
- Sweetened condensed milk (14 oz can): Adds luscious sweetness and keeps the salad velvet-smooth.
- Whipped topping (12 oz, thawed): Gives the finished salad its signature light, fluffy texture—don’t skip it!
- Instant vanilla pudding mix (3.4 oz box): Provides instant thickening and an irresistible vanilla flavor.
- Peach pie filling (21 oz can): The star of the show, brimming with tender peaches and glossy syrup. Fresh diced peaches work too during prime peach season.
- Mini marshmallows (2 cups): Add playful squishiness and tiny pockets of chewy sweetness in every bite.
- Chopped pecans (1/2 cup, optional): These bring welcome crunch and a nutty aroma—try toasting them for bigger flavor!
- Vanilla extract (1 teaspoon): Enhances all the sweet, creamy notes and ties it all together perfectly.
How to Make Millionaire Peach Salad
Step 1: Cream the Base
Start by adding your softened cream cheese to a large mixing bowl. Beat it with a hand mixer (or a sturdy wooden spoon and some elbow grease!) until it’s completely smooth and lump-free. This makes sure every bite of your Millionaire Peach Salad is silky, not gritty.
Step 2: Mix in Condensed Milk and Vanilla
Pour in the sweetened condensed milk and add the vanilla extract to the bowl. Blend these together with the cream cheese until fully combined. You’re building a velvety, sweet, and aromatic foundation that’s impossible to resist.
Step 3: Add Instant Vanilla Pudding Mix
Sprinkle the instant vanilla pudding mix into your creamy base. Stir well—it will start to thicken almost immediately, transforming the mixture into an irresistibly rich filling. Make sure there are no dry spots from the pudding powder.
Step 4: Gently Fold in Whipped Topping
Next, scoop in your thawed whipped topping and gently fold it in. To keep your Millionaire Peach Salad extra fluffy, avoid stirring too vigorously. Just a few easy turns of the spatula will do the trick!
Step 5: Add Peaches, Marshmallows, and Pecans
It’s time for all the fun bits! Carefully fold in the peach pie filling, mini marshmallows, and, if you like a bit of crunch, the chopped pecans. Fold just until everything is well distributed—the goal is a pretty, textured salad that’s not overmixed.
Step 6: Chill and Serve
Cover the bowl and refrigerate the salad for at least 1 hour. This gives all the flavors a chance to meld into creamy, fruity perfection. Serve chilled, and watch it disappear in minutes!
How to Serve Millionaire Peach Salad

Garnishes
A flurry of extra mini marshmallows, a handful of toasted pecans, or a few fresh peach slices on top make your Millionaire Peach Salad look as luxurious as it tastes. A little drizzle of peach syrup, if you’ve got it, is the ultimate finishing touch.
Side Dishes
This salad pairs beautifully with BBQ classics like pulled pork, grilled chicken, or a crisp green salad. It’s a gorgeous, creamy counterpoint to savory mains, or it can stand alone as a showstopping dessert for any occasion.
Creative Ways to Present
Spoon Millionaire Peach Salad into individual parfait cups or mason jars for picnics, or mound it up in a big glass trifle bowl for holiday buffets. For a fun twist, try serving it over angel food cake or waffles as a decadent brunch surprise.
Make Ahead and Storage
Storing Leftovers
Any leftovers can be kept in an airtight container in the fridge for up to 2-3 days. The marshmallows might get a little softer over time, but the flavors only get cozier as they meld together.
Freezing
While freezing Millionaire Peach Salad isn’t recommended (it can affect the texture of the cream and marshmallows), you can absolutely prepare the base in advance and just fold in the peaches, marshmallows, and pecans before serving.
Reheating
This is definitely a dish to serve cold—no reheating needed! If it’s been in the fridge for a while, just give it a gentle stir before serving to fluff it up again.
FAQs
Can I use fresh peaches instead of canned pie filling?
Absolutely! When peaches are ripe and juicy in the summer, dice up a couple of cups and use those in place of pie filling. You might want to toss them with a little sugar or honey first for extra sweetness and a bit more syrup.
Is there a way to make this nut-free?
Yes, simply leave out the pecans if you’re serving anyone with a nut allergy, or swap them for toasted coconut or chopped pretzels for a completely different crunch.
Can I make Millionaire Peach Salad ahead of time?
Definitely! This recipe actually improves with a little time in the fridge. You can assemble it up to a day in advance—just wait to add extra garnishes until right before serving so they stay crisp.
What’s the best way to serve it at a party?
Millionaire Peach Salad is party-perfect in a big glass bowl for sharing, or spooned into shot glasses for playful, single-serve portions. It’s super portable and a huge hit at potlucks!
Can I use a different pudding flavor?
For sure! While vanilla is classic and pairs perfectly with peaches, feel free to experiment with cheesecake or white chocolate instant pudding mixes for a new flavor twist that’s just as dreamy.
Final Thoughts
There’s something magical about sharing a bowl of Millionaire Peach Salad with family and friends—it feels nostalgic, comforting, and fun, all at once. Whether for a celebration or a simple treat, give this recipe a try and let it bring some sunshine to your table!
Print
Millionaire Peach Salad Recipe
- Total Time: 1 hour 15 minutes (includes chilling)
- Yield: 8 servings 1x
- Diet: Vegetarian
Description
Indulge in the creamy decadence of this Millionaire Peach Salad, a delightful dessert that combines the sweetness of peaches with the richness of cream cheese and whipped topping. Perfect for summer gatherings or a sweet treat any time of year.
Ingredients
Cream Cheese Mixture:
- 1 (8 oz) package cream cheese (softened)
- 1 (14 oz) can sweetened condensed milk
- 1 teaspoon vanilla extract
Filling:
- 1 (12 oz) container whipped topping (thawed)
- 1 (3.4 oz) box instant vanilla pudding mix
- 1 (21 oz) can peach pie filling
- 2 cups mini marshmallows
- 1/2 cup chopped pecans (optional)
Instructions
- Prepare Cream Cheese Mixture: In a large mixing bowl, beat the softened cream cheese until smooth. Add the sweetened condensed milk and vanilla extract, and mix until fully incorporated.
- Thicken the Mixture: Stir in the instant pudding mix until thickened.
- Add Remaining Ingredients: Gently fold in the whipped topping, followed by the peach pie filling, mini marshmallows, and chopped pecans if using. Mix until evenly combined.
- Chill and Serve: Cover and refrigerate for at least 1 hour before serving to allow the flavors to meld. Serve chilled.
Notes
- You can substitute peach pie filling with fresh diced peaches when in season.
- For a crunchier texture, add toasted coconut or extra pecans just before serving.
- Prep Time: 15 minutes
- Cook Time: 0 minutes
- Category: Dessert
- Method: No-Cook
- Cuisine: American
Nutrition
- Serving Size: 1 cup
- Calories: 330
- Sugar: 28g
- Sodium: 140mg
- Fat: 17g
- Saturated Fat: 9g
- Unsaturated Fat: 7g
- Trans Fat: 0g
- Carbohydrates: 39g
- Fiber: 1g
- Protein: 4g
- Cholesterol: 30mg